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1. Save for down payment
Which on average is 5-20% of the purchase price.
2. Pay closing cost
Which include third-party fees that are on average 2-5% of the purchase price. These fees are split between the buyer and seller.
3. Buy Discount Points
A point is equal to 1% of the loan amount. Homebuyers may pay interest upfront and lock in a lower interest rate on their mortgage. Talk to a lender about options to lower your monthly payments.
